And 0.5% everywhere else. Scotiabank * Gold American Express Card. Annual fee: $0; Interest APR: 19.95% purchase and cash advances; Income eligibility: $12,000; Great for unlimited cash back rewards; The Tangerine Money-Back Card is easily one of the best no-fee cash back credit cards in Canada. And you can supercharge your earn rate (up to 40% back with a few retailers) when you shop with Brim's 150+ retail partners. 1 TD point for every $1.00 in Eligible Purchases. You earn 2% cash back on 2 spending categories of your choice, including groceries, restaurants and fuel. ( 179) $38.99 - $71.99. Bank of China (Canada). Really. 2 MBNA (1% cash back) points for every $1 spent on groceries, gas, and restaurant purchases (on up to $5,000 per category) 1 MBNA (0.50% cash back) point for every $1 in eligible purchases. No way. Receive 10,000 BMO Rewards points when you spend a minimum of $1,000 within the first 3 months from the account open date. American Express. Rewards: 1.25 points for every $1. Citi Simplicity Card. After that, they earn 1.25% cash back with no limit on how much they can earn. Offer Overview The BMO CashBack Mastercard * offers a very high 3% regular cashback rate on groceries*, which is quite impressive given that the card has no annual fee. And 0.5% everywhere else. No annual fee credit cards are also available to customers of all credit levels, from bad credit (a credit score below 640) to . Earn 10,000 points after spending $1,000 in the first 3 months ( terms apply) Best no fee credit card in Canada for cash back. 3.1 #1 Tangerine Money-Back Credit Card. Card Best for Rewards / Feature; Tangerine Money-Back . The Rogers World Elite Mastercard has long been the king of no annual fee credit cards. 2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). PC Mastercard is great beginner card. The best no-fee travel credit card in Canada, possibly at least, is the Rogers World Elite Mastercard. 2022 Best of Finance Winner: "Best Credit Card with No Foreign Transaction Fees for Long Stay Travellers.". Contents. ( 60) $34.99 - $60.99. One of the best cash back no fee credit cards in Canada. Best no fee flexible rewards credit card. ; 3.1.2 Tangerine Money-Back credit card Extra Benefits:; 3.2 Tangerine Money-Back Credit Card Review; 3.3 #2 PC financial credit card; 3.4 Key features:. You get a mighty 3% cash back, with no cap, on US dollar purchases, and there are plenty of travel insurance benefits . A lot of rewards points is what makes it MBNA rewards include Platinum Plus Mastercard The best no annual fee credit cards in Canada are ranked. The Tangerine Money-Back Credit Card has a 19.95% interest rate on both purchases and cash advances. Brim Mastercard. 10/10/22. Though that cash back structure is decent, there are other cash back cards in Canada that earn 1.5% or more without spending limits or with no annual fee (or neither). Welcome offer: Get 800 AIR MILES Bonus Miles (that's enough for $80 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Benefits of the card include: $0 annual fee. The Motley Fool Canada's top no fee credit card picks at a glance: Credit card. mbna Best Western Mastercard Air Canada Purchases: 1 point: 1 point: 0.2 points: Grocery: 1 point: 1 point: 0.2 points: Gas: 1 point: 1 point: 0.2 points: Best Western stays: 1 point: 0.67 points: 3.1.1 Who can apply? Best with No Monthly Fees: Brinks Prepaid Mastercard; Best with No PIN Transaction Fees: . An annual spend of $25K (just over $2K/month) with the RBC Cash Back Preferred World Elite Mastercard would net $375 in cash back. No-Fee Scotiabank Value Visa. Annual interest rate: 19.9% on purchases and 22.9% on cash advances and balance transfers. ATB offers 3 Mastercard options: a standard ATB Mastercard with no annual fee, an Alberta Mastercard Secured to build or re-establish your credit rating, and an ATB Preferred Fixed-Rate Mastercard with a fixed 10.9% interest rate and low annual fee. Compare the best cash back credit cards with no annual fee. A Top Secured Card You Can Get For $50. For a no fee card, you also get one of the better welcome bonuses of 10,000 American Express . 5 Best No Fee Credit Cards in Canada: A Glimpse in 2022. Welcome bonus: Special 15% cash back rate* on the first $1,000 spent with the card ($150 cash back) in the first two months, apply by September 30, 2022. There's a wide range of no annual fee cards available. American Express Cobalt Card. $0.00Annual Fee8. for 9 months on balance transfers (1% balance transfer fee applies). Rogers World Elite Mastercard. The Best Canadian Tire Mastercard in Canada has been compiled by Hardbacon, which has designed a credit card comparator listing hundreds of Canadian credit card s. Hardbacon also helps you save on savings accounts, chequing accounts, online brokers, robo-advisors, life insurance, mortgages and personal loans.. "/> . Reply The Tangerine Money-Back Credit Card is one of the best no annual fee credit cards in Canada. 2022 Top Hybrid Travel Rewards Card. Tangerine Money-Back Credit Card. READ MORE: The Best No Annual Fee Credit Cards in Canada Best Credit Card for Travel Rewards: Scotiabank Passport Visa Infinite* Card Earn up to 35,000 bonus Scene+ points in your first year (that's up to $350 towards travel): Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 . TD Aeroplan Visa Platinum Card. Tangerine Money-Back Credit Card: Best no-fee + our pick for balance transfer: $0: HSBC World Elite Mastercard Best for no foreign transaction fees: $149* CIBC U.S. Dollar Aventura Gold Visa . MBNA Rewards Platinum Plus Mastercard. As far as no fee low interest cards go, the MBNA True Line is arguably the best in Canada for one simple reason: it has a fixed annual interest rate of just 12.99%. We want to make it easier to pay down your balance, not harder. Annual interest rate 20.99% on purchases and 21.99% on funds advances. For cards with no annual fee, it offers the highest cash back rate on groceries in Canada. Rogers World Elite. Flat cashback rate: 0.5% cash back on everything else. Earn up to 2,500 Aventura Points for no annual fee. Secure application on the Tangerine MasterCard website. Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other . And our goal is to provide interest rates that are among the lowest in the industry. Earn up to 80,000 Points* PLUS a full annual fee rebate for the Primary Cardholder for the first year. HSBC World Elite Mastercard. The best no-fee credit cards in Canada 2022. Power's Canada Credit Card Satisfaction study, 22% of credit card holders made the switch to a no-fee card in 2021. Up to $200 worth of first-time bonuses after you make your first purchases at select retailers ( terms apply) The MBNA Smart Cash Platinum Plus Mastercard is one of the best cash back credit cards with no annual fee in Canada. The Brim Mastercard takes the top spot for no fee cash back credit card for multiple reasons. Getting the best Mastercard in Canada for students is one of the best ways to start building your credit history early - and you'll even get rewarded on the side. 0.5% Money-Back Rewards on . 1 point per $1 on travel booked through the CIBC Rewards Centre 4. grocery purchases. There are A LOT of credit card options out there, and no card is the best for everyone. Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases. The BMO Cash Back Mastercard is the best no annual fee cad in the . toggle menu toggle menu < path d="M52.6178 31.3114L44.7476 60.6733L74.1095 68.5435L81.9797 39.1816L52.6178 31.3114Z" fill="#F9C32D"/> 5 No fees. . 10/12/22. ( 295) $32.99 - $97.99. Best No Fee Credit Cards. 7. Reverts to cash advance rate of 22.99% p.a. So Apple Card doesn't have any fees. Hill's Prescription Diet z/d Skin/Food Sensitivities Dry Cat Food. The best no fee credit card in Canada for travel is the American Express Green Card. This card acts very much like some of the weaker fee-based fixed points rewards cards. TD First Class Travel Visa Infinite Card. It's one of the rare Mastercards at the premium World Elite level that comes with no annual fee. Literally any student credit card. Earn cash on all your purchases or on select categories like gas and groceries. 1. 2022 Overall Top Travel Rewards Card. Compare this card. Experience more of the world with our most flexible travel rewards program. 1 Best No Annual Fee Credit Cards; 2 Are No fee Credit Cards Legit? It's designed with an eye on those Canadians who spend time - and money - south of the border. The cashback rewards on all purchases drops from 1.75% to 1.5%, and it no longer offers 4% cashback on foreign currency transactions (it is now only 3% back on USD transactions). If you can't justify paying an annual fee, check out our picks of the best no fee credit cards in Canada that made the cut for 2022. all reward types. There's also the Rogers Platinum card which has no income requirement, but it only gets you 1.25% everywhere and 0.5% on foreign purchases. The higher the tier you go, the more points you earn. 5 Personal Loans to Pay Off Credit Card Debt. Ontario. Because your credit card should work for you, not against you. Annual Fee: $0. After that the variable APR will be 17.74% - 27.74%, based on your creditworthiness. Tangerine Money-Back Credit Card. No annual fee. It's got a high base earn rate of 1% cash back on every purchase you make. According to J.D. Ever. Apply Now. These no fee credit cards offer the best of both worlds - the opportunity to accumulate impressive perks and absolutely no annual fees. The SimplyCash Card from American Express is an excellent no annual fee cash rewards credit card for anyone who wants to earn cash back in a simple (but competitive) way. You get 2 points per $1 spent on Amex Travel books, while all other eligible purchases get you 1 point per $1 spent. With this card, you can get 2% on: gas purchases. Apply here or learn more by reading our Tangerine Money-Back Credit Card review. 10/5/22. However, this card is being devalued on July 1, 2020. Hill's Prescription Diet Gastrointestinal Biome Digestive/Fiber Care with Chicken Dry Cat Food. Sign-up Bonus: $100 toward travel (10,000 points) This is a great card in the no-fee category. Added features: purchase assurance and extended warranties. $120 (First year waived) HSBC World Elite Mastercard . CIBC Aventura Visa* Card for Students. With no annual fee, a welcome bonus of 5% cash back for three months (up to $100) and a low . Primary Cardholder Annual Fee: $149 (1st year annual fee rebate) Authorized User Annual Fee: $50 Per Card. Hi, I am a bot and I've been summoned to help you get better advice on credit cards. 2% Money-Back Rewards in two categories of choice. Annual Fee. The study also found that no-fee cardholders were more . Hill's Prescription Diet Metabolic Weight Management Chicken Flavor Dry Cat Food. 0.50 Aeroplan point for every $1.50 in Eligible Purchases. Annual fee: $0. The current welcome offer entitles you to a 1.95% interest rate on balance transfers during the first 6 months. 1. 1) BMO Cash Back Mastercard. Expires Feb. 3. 1.99% p.a. This is the best overall credit card in Canada! First we will take a look at the best no fee credit cards available to Canadians. Check out the range of ATB Mastercard options. Expires Feb. 3. No annual, over-the-limit, foreign-transaction, or late fees. No Fee. Our pick for Canada's best cash-back credit card in Canada with no annual fee goes to SimplyCash from American Express. 9/28/22. Tangerine Money-Back Credit Card. With this card, you can get 2% on: gas purchases; grocery purchases; Until the total gas and grocery purchases in the applicable month reaches $500. It offers 2% cash back on up to three different . The MBNA Rewards Platinum Plus Mastercard is one of the best no-fee cards in the cash back and travel category. Hot on the heels of our Clash of the Credit Cards where two no annual fee cards that offer Aeroplan points went head to . The 9 Best Credit Cards For Families. Additionally, travel enthusiasts can enjoy 6 different types of travel and purchase insurance. The basic card has no annual fee, the world card charges $99 and the world elite comes with a fee of $199. Rogers World Elite (1.75% cashback everywhere, 1.5% back on foreign purchases) if you make over $80k per year. You also can't have declared bankruptcy within the past seven years. TD Platinum Travel Visa Card. The card earns 1.5% cash back on all purchases. The Rogers World Elite Mastercard steals the spotlight with its attractive 1.5% cash back rate on all eligible purchases paired with a $0 fee. No annual fee. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). 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